Gross. Did I just say budgeting?
Before I was married, the word “budget” wasn’t even part of my normal vocabulary, but after being married for a few months, the hubs and I decided that it would probably be smart to start tracking our expenses. So we sat down one day and came up with a reasonable budget that we could both agree on. Then, we tracked our expenses for a month. At the end of the month it resulted in us having more knowledge of where our money was going. It was super helpful for us, and I highly recommend that others consider doing it as well. Below you will find what methods worked for us and what didn’t turn out so great.
The idea behind envelope budgeting is a neat one. You’re supposed to pay for EVERYTHING with cash, because nowadays (yes, I’m old) swiping a card is just too easy. At the beginning of the month, you’re supposed to take out the money that you’ve budgeted for each category and place it in their designated envelopes. So when you run out of money in the envelope, then you’re done spending in that category for the month. Don’t even think about adding more money, because that’ll just ruin the whole system.
I found the template for the envelopes at a blog called, One Good Thing By Jillee. I absolutely love her blog. Click here to go to the envelope template, and check out her blog while you’re there. You just print it out (I used pretty scrapbook paper), and tape it together. Super easy!
So the envelopes are cute and all, but honestly it didn’t work out so well for us. It’s just so much easier to use a card, and it’s also difficult to share the envelopes when you’re trying to track the expenses of TWO people. So what we ended up doing was just saving all (and I mean ALL) of our receipts. I would place them in the envelopes, and enter the data into this nifty excel spreadsheet that we personalized for us. This method was so much easier for us.
Excel Budget Spreadsheet
So I’m gonna share the site where I found the spreadsheet that worked for us as well. Click here to go to a website that provides 10 different spreadsheets all for free. It’s pretty cool and generous of them to share their pre-made spreadsheets. It saved us a lot of time making one ourselves (even though my husband is the smartest, most proficient Excel user I know).
I hope you find a budgeting practice that works for you! Until next time, thanks for stopping by. :)
So I had a lot of free time on my hands today, and decided to share this dog toy post with you as well. I was inspired by Stephanie Elizabeth’s blog post on, Fab You Bliss, found here. If your dog is anything like mine, then it’s probably hard to keep toys from being completely demolished/chewed. That’s why I love Stephanie’s idea! After making one rope toy, I still have enough materials left over to make at least two more. Now I don’t have to worry about whether or not this toy gets ruined. It’s not a big deal, because it was free.
All you need to make this dog toy is any type of jersey fabric (I used 3 of my husband’s old t-shirts), a rubber band, and some spare time. You simply cut the fabric into about 30 long strips, knot one end, braid, knot the other end, and voila! You’re finished. Cutting the fabric takes the longest, but the next time I make one I won’t worry about making the strips exactly the same size.
For the complete directions you can visit Elizabeth’s blog.
Here’s Rogan with his new toy. What do you think? I’d say he likes it.
Sorry I haven’t updated you guys in a while. Life has been uber busy, like seriously non-stop. I’m still working on my online classes whenever I have free time. I’m super close to taking my midterm. I’ll probably take it by the end of the week. I can’t wait to finish Career Step and start my REAL job. :)
In the midst of all of life’s craziness, I was able to find some time to crochet an infinity scarf. I know, I know, it’s not really the right season for making these, but I’m planning on making them throughout the year. I want to have them ready to give away as gifts or sale for next fall/winter. It only took me about 2 hours to make. I’m excited about trying different patterns and designs as well!
Click here for the super cool blog that I found the pattern on. This blog has a ton of cool FREE patterns. If you like to crochet you should definitely check it out. If you don’t know how to crochet you can look up different video tutorials online. There are a ton out there, and crocheting is super easy to learn. I’m not just saying that. ;) My mom made me learn how when I was little, but I was never really interested until recently. Now I’m thankful that she taught me back in the day, because it all came back to me so quickly. (like riding a bike)
Anyway, here are the pictures. Let me know what you think. :)
This little DIY project takes less than 10 minutes to make. You could make it for yourself or give it as a gift. It is kind of like Mary Kay’s Satin Hands, and I was inspired by an article that I found on Pinterest (original directions found here). To see how I made it continue reading below. :)
I used an old garlic jar (I like how it’s so little), but you can also purchase different sized mason jars at any craft store.
Next, I filled the jar about 3/4 of the way with white sugar, and I added Dawn Olay Hand Renewal Dish Soap (the pink kind) to the rim of the jar. I mixed the sugar and soap together until it was nice and pasty. You may need to add more sugar if your scrub is too liquidy.
I love the light pink color that it turned after mixing it together.
I added a string of twine, and it was done! It left my hands feeling so smooth and CLEAN, and it smells wonderful too. :)
The original site called this “Gardener’s Hand Scrub.” This is the perfect excuse to start on that herb garden that I’ve been wanting to make.
This will make such a cute gift for someone along with some gardening things (gloves, pot, seeds, flower).